Compass Cashflow Personal
Picture your future, free.
A free illustration of one household, from the figures you enter. It is not a forecast, and it is not advice.
How it works
Three short steps
A guided setup, then an illustration you can look at. You can change a figure later.
- 1
Create your account
Confirm your email before you edit. You need to be 18 or over.
- 2
Walk through the setup
Answer what you know, skip what you don't. You can always add more later.
- 3
Read the illustration
See the figures, including how many of 100 simulated futures the money lasts in. Download a PDF if you want a copy.
The plan
Headline numbers, in plain sight
The screen shows the spending level that lasts in 85 of 100 simulated futures in this illustration. That figure is not a suggestion to spend that amount.
Guided setup
A welcome, then your household
The first step asks what to call you. A progress bar shows how far the setup has got. Sensible starting figures are already filled in.
What it is, and what it is not
Guidance, not advice
It is
- An illustration of one household
- Built from the numbers you type in
- A place to see assumptions, charts and a PDF
It is not
- Financial, tax, investment or pension advice
- A suggestion to spend a particular amount
- For a defined benefit pension transfer or equity release
Illustration only, not advice. Y Invest Holdings Ltd is not authorised or regulated by the FCA. These figures are not guaranteed. This tool is not for deciding on a defined benefit pension transfer or equity release. For free guidance see MoneyHelper. Pension Wise is free if you are 50 or over.
Questions
Is this financial advice?
No. Compass Cashflow Personal is an illustration. It does not give financial, tax, investment or pension advice, and it will not tell you what to do. Y Invest Holdings Ltd is not authorised or regulated by the Financial Conduct Authority.
Is there a fee?
No. Personal is free, and no card is taken. It is one household. It is not the adviser trial, and it does not include client files, branding or extra seats.
Are the figures a forecast?
No. They are illustrations from the figures and assumptions you enter. They are not guaranteed. The value of investments can fall as well as rise.
Can I use this for a defined benefit pension transfer or equity release?
No. This tool is not for deciding on a defined benefit pension transfer or equity release.
Who can open an account?
Adults aged 18 or over. An adult can type a child's first name for a Junior ISA illustration. There is no login for a child.
Where can I get free guidance?
See MoneyHelper. Pension Wise is free if you are 50 or over.
Start your illustration
Free, for one household. Confirm your email, then walk through the setup.